$1,600/$3,200 (Individual/Family)
In-Network: Employee-Only $5,000; Employee+Family: Individual $6,650/Family $10,000.
$1-for-$1 up to $700/year
$2,000/$4,000 (Individual/Family)
$6,000/$12,000 (Individual/Family)
N/A
$600/$1,800 (Individual/Family)
$3,500/$6,850 (Individual/Family)
N/A
$0 copay after deductible
$20 consult fee / $40 specialist consult fee
$0 copay
$20 consult fee / $40 specialist consult fee
$0 copay
$20 consult fee / $40 specialist consult fee
$0
$0
$0
30% of charges after deductible
30% of charges after deductible
$55 (1st 5 are free)
$75
$30
$50
30% of charges after deductible
$500 copay + 30% coinsurance; waived if admitted
$500 copay + 20% coinsurance; waived if admitted
By combining cutting-edge science and the largest custom network of fertility specialists in the nation, Progyny delivers superior clinical outcomes and shortens the path to pregnancy.
✓ Offered to Aetna and Capital BlueCross members; Kaiser members have their own benefit
✓ In vitro fertilization, egg freezing, surrogacy, and adoption education support
✓ Integrated pharmacy benefit through Progyny Rx
✓ Patient Care Advocates are available now to answer questions – call (833) 205-3998 from 9-5 ET.
Doctor on Demand is our virtual medicine provider offering on-demand or scheduled video visits with board-certified doctors and licensed psychiatrists and psychologists from your phone, tablet, or computer.
✓ Offered to Aetna and Capital BlueCross members; Kaiser members have their own benefit
✓ $10 copay* for general medicine visits | $25 copay* for behavioral health visits
*Cost higher for those in the Aetna Health Savings Plan until the deductible is met
Ditch the willpower. Register for the EX Program, a free digital program to help you quit all tobacco types - cigarettes, chew, vaping, and cigars. This 15-step approach from Truth Initiative in conjunction with the Mayo Clinic has helped almost 900,000 people quit for good.
✓ Includes eight weeks of quit medication - nicotine patches, gum, or lozenges delivered to your home
✓ Unlimited live chats with treatment experts
✓ 24/7 support from a thriving online community of people just like you
Light & Wonder Medical has two onsite health clinics. The B. Well Centers are located at our Allentown, PA and Irvine, CA manufacturing facilities and provide care for annual physicals, colds, flu, sore throats, allergies, and more.
If you are not feeling well, you can call the B. Well Center for an appointment and be seen the same day at no cost to you.
You can also get a flu shot, certain adult vaccinations, or routine bloodwork. Whether you live, work, or are traveling in the area, the B. Well Center is available to take care of you.
✓ Hours of Operations: Monday through Friday 6:00 a.m. to 6:00 p.m.
✓ Allentown Facility: 901 Marcon Boulevard Second Floor Allentown, PA 18109 (610) 596-0700
✓ Irvine Facility: 2525 McGaw Avenue Irvine, CA 92614 (949) 660-2261
Covered at 100%
Preventive: no charge
Generic: $15 copay after deductible
Preferred Brand: $40 copay after deductible
Preventive: no charge
Generic: $37.50 copay after deductible
Preferred Brand: $100 copay after deductible
Generic: $150 copay after deductible
Brand: $300 copay after deductible
Covered at 100%
Preventive: subject to tier
Generic: $15 copay
Preferred Brand: $60 copay
Preventive: subject to tier
Generic: $37.50 copay
Preferred Brand: $100 copay
Generic: $200 copay
Brand: $400 copay
Covered at 100%
Preventive: subject to tier
Generic: $15 copay
Preferred Brand: $40 copay
Preventive: subject to tier
Generic: $37.50 copay
Preferred Brand: $100 copay
Generic: $150 copay
Brand: $300 copay
$50 (I) / $150 (F)
$2,000/person
Covered up to 50%, no deductible, up to the annual maximum
$50 (I) / $150 (F)
$3,500/person
Covered up to 50%, up to $2,000
You pay 0%
You pay 20%
You pay 50%
You pay 0%
You pay 20%
You pay 40%
$15
N/A
15% discount
20% discount
N/A
$10
$20 copay
$200 allowance (for either frames, lenses, or contacts)
$200 allowance (for either frames, lenses, or contacts)
$200 frame allowance applies towards Suncare
Life/AD&D - The Hartford
Long-Term Disability - Unum
A health savings account (HSA) is a medical savings account that allows you to use pre-tax contributions from your paycheck to cover eligible health care expenses, tax-free.
You must be enrolled in the Essential Care Plan in order to elect an HSA.
Essential Care Plan Only
$1-for-$1 Up to $700 (maximum employee contribution will be reduced by any employer contribution)
Individual: $4,150 | Family: $8,300
$1,000
**If age 55 or older, you can contribute up to an additional $1,000 annually
A flexible spending account (FSA) is a tax-free reimbursement account funded by
pre-tax contributions from your paycheck.
You can use FSA funds to pay for qualified
medical or dependent care expenses. Your eligibility for a healthcare FSA depends
upon which medical plan you elect.
$3,200
$3,200
$5,000
HSA - Inspira
FSA - Discovery Benefits
Light & Wonder automatically provides basic life and AD&D coverage through Prudential at no cost to you. Your benefit is equal to 2 times your annual base earnings, up to a maximum amount depending on your annual salary:
Class 1: Employees earning over $500,000 annually are eligible for 2x their annual earnings up to a maximum of $4,000,000
Class 2: Employees earning under $500,000 annually are eligible for 2x their annual earnings up to a maximum of $1,000,000
If you are at least age 65 but less than age 70, your benefit will be reduced to 65% of the benefit amount described above. If you are 70 or older, your benefit amount will be reduced to 50%.
Group life insurance coverage over $50,000 is subject to the IRS imputed income tax. If you want to avoid being taxed on the premium paid for coverage over $50,000, you can choose a $50,000 flat basic life insurance benefit instead.
All full-time active employees are eligible to purchase optional term life and AD&D coverage through Prudential in increments of $10,000 up to a maximum of $500,000. This benefit is 100% employee paid.
All full-time active employees are eligible to purchase optional term life and AD&D coverage through Prudential for their spouse in increments of $10,000 up to a maximum of $500,000 (spousal coverage cannot exceed the amount of employee coverage). This benefit is 100% employee paid.
All full-time active employees are eligible to purchase optional term life and AD&D coverage through Prudential for their dependent child(ren) in increments of $5000 up to a maximum of $10,000. This benefit is 100% employee paid.
Light & Wonder permits insurers to offer Employees of Light & Wonder certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. Light & Wonder does not make a contribution towards the cost of these programs and Employees pay the full cost of premiums on an after-tax basis. Light & Wonder does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. Light & Wonder 'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to Employees to publicize these programs and Light & Wonder may perform certain ministerial functions such as payroll deduction and forwarding Employee premium payments to the insurer. Light & Wonder does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.
Receive up to 12 weeks of unpaid, job-protected leave for a serious health condition for yourself or a covered family member. This leave runs concurrently with most other leave types.
Up to 4 weeks of continuous paid leave to eligible creators on a gender neutral basis to bond with a new child; regardless of the pathway to parenthood. (e.g., birth, adoption, foster care, surrogacy, or legal guardianship)
You must have 6 months of service with Light & Wonder to be eligible for this benefit.
• STD is a company-paid benefit administered by Prudential and is available if you are unable to perform your job due to a non-
job-related illness or injury.
• The first 7 calendar days of disability is called the "elimination period" The LOA team will automatically pay up to 40 hours of
accrued PTO during the elimination period, if available.
• The elimination period is waived if the disability is accident
related.
• Once approved, your STD pay begins on your 8th day of disability and lasts until you are able to return to work or 26
weeks from your first day out of work, whichever happens first.
• When your benefit begins, the amount you receive depends on your
years of service with Light & Wonder .
• STD payments will be made through the standard payroll process and benefit premiums will continue to be deducted as long as funds are available. Any missed payments must be paid through check or money order while you are out or will be recouped once you return to
work.
Employment Duration | 100% of Pay | 60% of Pay |
---|---|---|
6 months to 1 year | 2 weeks | 24 weeks |
1-3 years | 4 weeks | 22 weeks |
3-5 years | 6 weeks | 20 weeks |
5+ years | 13 weeks | 13 weeks |
Long-Term Disability offers you an extension of your Short-Term Disability. It kicks in as soon as your Short-Term coverage terminates.
• LTD benefits are available if your illness or injury continues longer than 26 weeks.
• Generally, LTD benefits begin after STD benefits end.
• Light & Wonder provides a Core LTD benefit of 50% of pay (maximum monthly benefit of $15,000).
• If you elected and were approved for the LTD Buy-Up, you will receive an additional 10% (maximum monthly benefit of $15,000).
• All LTD payments will be made directly by Prudential.
• Once you have been out for 6 months, all benefits, except for company-paid Life, STD, and LTD will be terminated.
Light & Wonder permits insurers to offer Employees of Light & Wonder certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. Light & Wonder does not make a contribution towards the cost of these programs and Employees pay the full cost of premiums on an after-tax basis. Light & Wonder does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. Light & Wonder 'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to Employees to publicize these programs and Light & Wonder may perform certain ministerial functions such as payroll deduction and forwarding Employee premium payments to the insurer. Light & Wonder does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.
Mental health is an important component of your overall wellbeing. Cigna’s whole-person
approach provides dedicated support to help with coping with life events, stress, substance
use, and other behavioral health issues.
Virtual Behavioral Care:
Use your smartphone, tablet, or computer for online video conferencing – for the same cost as a behavioral health outpatient office visit Visit myCigna.com > Find Care & Costs > Doctor by Type > Behavioral Health Counselor > Virtual Counselor to find a provider.
iPrevail:
: On-demand coaching and personalized learning with iPrevail is offered 24/7 to help you boost your mood and improve your mental health – at no cost to you! Work with a peer coach and get access to support communities focused on stress, anxiety, depression, and other mental health challenges. Visit iprevail.com/cigna to sign up and download the free app.
Happify:
: In partnership with Cigna, happify offers science-based activities and games to help you cope with stress and worries. Visit happify.com/cigna to sign up and download the free app.
Our FREE and confidential Employee Assistance Program (EAP) helps you find balance between work and home life. Your EAP benefits cover five counseling sessions per issue, at no cost to you.
Light & Wonder offers this program to you and your immediate family at no cost to you.
Eligibility.
You are eligible to participate in the Plan after 45 days of employment and auto enrollment is set at a 3% contribution rate.
Contributions.
You may contribute from 1% to 60% of your eligible pay in either pre-tax,
Roth
or a combination of both up to the IRS maximum contribution of $23,000. If you
are eligible to make catch-up contributions (employees age 50 or over) you may
contribute up to 75% of your eligible pay up to $30,500. All employees are
eligible
to make the maximum contributions – highly compensated employees are not
limited
to a lower deferral.
Pre-tax Contributions.
Pre-tax contributions are deducted from your pay before taxes are
withheld.
You pay no taxes on the contributions or earning until you withdraw them.
Roth Contributions.
You may make after-tax Roth contributions. Roth contributions allow you to
take
any associated earnings completely tax free at retirement as long as the
distribution
is a qualified one.
Matching Contributions.
Light & Wonder helps your retirement savings grow by providing a company
match - 100% of the first 1% of eligible earnings you contribute and 50% of the next 5%. In other words, if you contribute 6% or more, you will receive a match of 3.5%.
Note that Light & Wonder matches your contributions on a per-pay-period
basis.
Therefore, during pay periods in which you do not contribute, you will not
receive company matching contributions. The Plan provides for a true-up
after
the end of the Plan Year.
Automatic Enrollment and Annual Increases.
New employees will be automatically enrolled with contributions of 3% if
you
do not make an affirmative election to contribute a different amount or opt out
of participation. Save a little more each year, the easy way — the Annual
Increase
Program automatically increases your contribution each year by 1%, up to a
maximum
of 6% unless you elected greater increases and/ or limits.
You will receive enrollment materials, along with instructions and the
deadline
to opt out of participation directly from Fidelity prior to your eligibility
date.
Vesting.
You are always 100% vested in your contributions to the Plan as well as any earnings on them. After two years of service, you are 100% vested in the company matching contributions.
Investment Options.
You have the flexibility to select from investment options that range from
more
conservative to more aggressive, making it easy for you to develop a
well-diversified
investment portfolio.
FOLX Health offers a comprehensive range of services
specifically designed by and for LGBTQIA+ individuals, including
gender-affirming care, sexual and reproductive health services,
mental health support, virtual primary care, fertility education,
ally support, and more.
Creators and dependents 18 yrs or older that are enrolled in a
medical plan are eligible to utilize FOLX’s clinical services.
Please note these services were previously offered through
Included Health, but are now offered through FOLX Health.
Sign Up/Login now →
Welcome Brochure →
Aetna has partnered with Talkspace! Get matched with a therapist in just a few days to get access to affordable sessions via live video, live audio (phone call), live chat, or text messaging.
Sessions are subject to your applicable copay or deductible/coinsurance
Get started →
This benefit
provides coverage for fertility preservation (egg or sperm freezing), which
allows you to build a family when you’re ready.
Creators have access to Enhanced Fertility benefits through Progyny. Up to 3 Smart Cycles™!
Login now →
Learn more with this helpful video →
We are offering autism coverage to any employee and/or dependent who are enrolled in one of our medical plans.
Learn more →
Program Brochure →
Providing you and your family with the information, technology, and support you need to make life’s most critical choices about receiving care.
Get personalized support with the ability to connect directly to nurses with maternity experience plus you'll receive access to additional tools and materials for pregnancy and beyond.
Member Brochure →
Genetic Member Brochure →
CVS Minute Clinic provides access to convenient, high-quality care at a lower cost than other health care providers.
Minute Clinic can help:
Get menopause relief with evidence-based treatments from board-certified OB/GYNs and Dieticians for every stage of menopause, all from the comfort of home.
An FSA saves you money by reducing your income taxes. You must choose how much to contribute
each year, up to the stated limit. Your FSA contributions are automatically deducted from
your pay BEFORE any taxes are calculated, and are not reported as income to the IRS. The FSA
plan is effective January 1 to December 31 (calendar year).
Existing Employees may
enroll during Open Enrollment. New Hires must fulfill their eligibility requirements prior
to enrolling.
✓ Contributions are pre-tax and are automatically deducted
✓ Funds do not rollover from year-to-year
With this coverage, you can deliver peace of mind to your family in the event of your unexpected death.
✓ Receive up to 2x your annual salary up to a maximum of $250,000
✓ Living Benefit allows you to collect 80% of your policy while living in the event you are diagnosed with a terminal illness
✓ You may be able to keep coverage if you leave the company, retire or change the amount of hours you work
If you’re suddenly unable to earn a paycheck due to illness or an accident, short term disability insurance through your employer can replace a portion of your income during the initial weeks of your disability.
✓ Receive a portion of your salary for 25 weeks
✓ Off-the-job coverage
Long term disability insurance through your employer can provide a steady stream of income to help cover essential expenses during an extended illness or after a disabling accident.
✓ Offers additional coverage beyond your initial Short-Term disability coverage
MetLife
Short-Term Disability (STD) is a salary continuance plan. If you become ill or injured and
are unable to work,
a portion of your income will be replaced through a combination of sick leave, State
Disability Insurance
(where available) and the Company’s Short-Term Disability benefit for up to 25 weeks.
Your
STD benefits
begin on your eighth day of disability and continue until you are able to return to work or
25 weeks,
whichever happens first. This benefit is provided at no cost to you.
If you exhaust your STD benefits and are still unable to work, you will be covered by LTD insurance at 60% of your salary, to a maximum of $13,000/month.
Progyny
Fidelity
Accident - The Hartford
Legal/Identity Theft - LegalShield
Pet Discount
Employee Discounts
Critical Illness - Chubb
We are proud to offer you paid parental leave. From our family to yours, time to bond with your bundle!
For primary caregivers:
Up to 12 weeks of paid leave at 100% of your base pay
For all other parents:
Four weeks of paid leave at 100% of your base pay
Enrolling in this program is an important first step toward a healthy future for you and your baby. All Cigna Healthy Pregnancies, Healthy Babies services are confidential, and your private information will not be shared with Light & Wonder .
Plan for a Healthy Pregnancy:
When you enroll before becoming pregnant, we can help you be as healthy as possible. You’ll have access to preconception planning tools and resources, including information from the March of Dimes on eating right, maintaining a healthy weight, taking prenatal vitamins, stopping alcohol and tobacco use, and controlling any medical conditions you may have.
Support During Your Pregnancy:
Tell Cigna about your pregnancy so they can meet your needs. You can ask them anything – your coach, who has a nursing background, is there to support you during your whole pregnancy. You’ll even get a pregnancy journal with information, charts, and tools to help you have a happy nine months.
Start Now:
Cigna can help you stay healthy before and during your pregnancy and in the days and weeks following your baby’s birth. Call 800-615-2906 to enroll today. Download the new app by searching for “Cigna Healthy Pregnancies” in the App Store to get support through your entire pregnancy with tips and tools.
Manage your parenthood journey with Ovia Health! From preconception to returning to work and navigating life as a new parent, Ovia offers three apps to guide you on your journey.
Fertility:
Track your period, symptoms, moods and more! Receive accurate predictions for period and ovulation, connect with an anonymous community of women and read personalized summaries of your health and fertility.
Pregnancy:
Follow your baby's growth by tracking pregnancy, symptoms moods and more. Connect with other moms-to-be for support, check food and medication with safety lookups, and more.
Parenting:
Celebrate memories and milestones by inviting friends and family to follow along, upload photos and videos of precious moments, and track your child's growth and development.
Get immediate access to specialized professionals in counseling, social work, human services and psychology. You have access to the LifeWorks network of thousands of master’s level counselors and affiliates.
✓ Get support with financial and legal issues
✓ Receive 5 free appointments included in your Niagara benefits
✓ Enjoy hassle-free scheduling with LifeWork's easy-to-use app
Budgeting
Develop an effective plan and learn about saving vs. spending with these tools and resources.
Learn more
Borrowing
Make sense of how a mortgage, student loans, or saving for college fit into your financial picture.
Learn more
Investing
Are you a do-it-yourselfer or do-it-for-me investor? These tools are aimed to help you with your investment style
and needs.
Learn more
Visit Fidelity at Visit Fidelity at
NetBenefits.com to view your Light & Wonder 401k Plan for retirement planning help, multi goal planning resources
and videos related to many aspects of your financial picture.
Log in to update your beneficiary, change contributions and investment elections, view account balance. Instructions
for each activity will be outlined when clicking on the Planning Tools tile.
Whether you’re navigating your first financial milestones, managing day-to-day expenses, or looking to maintain your lifestyle , the right decisions help put you on a path to being financially well. Get a free, personalized Finance Picture using the My Money Checkup tool from Fidelity. In 10 minutes or less, see where you’re doing well, the areas for improvement, and next steps to help you make the most of your money.
Light & Wonder is pleased to offer an Employee Stock Purchase Plan (“ESPP”) to its employees. The ESPP provides an opportunity for employees to purchase shares of Light & Wonder , Inc. common stock (“shares”) at a 15% discount via convenient, after-tax payroll deductions.
If you are an employee of the Company or a designated subsidiary, customarily employed at least 20 hours per week, located in the U.S. (including Puerto Rico), Australia, Canada, Greece, India or the UK as of the beginning of the Option Period and your Eligible Compensation in the prior calendar year does not exceed the equivalent of $250,000 (USD), you are eligible to participate in that Option Period.
There are two, annual Offering Periods:
January 1 – June 30, with participating employee contributions over the Offering Period being applied to
purchase of Shares on June 30
July 1 – December 31, with participating employee contributions over the Offering Period being applied to
purchase of Shares on December 31 If you are eligible to participate in the ESPP, you will be notified of the next
Offering Period prior to its opening.
View important documents
Critical illness pays a tax-free lump sum if you’re diagnosed with a defined critical illness, as long as you make premium payments.
This plan covers you and your family for a wide variety of accidental injuries as well as providing a lump sum payment when an accident occurs.
Designed to pay fixed benefit amounts directly to you to help cover costs associated with a covered health event. Benefits are paid directly to you.
Receive bundled discounts for both Home and Auto insurance when purchasing them together through Farmers.
This benefit makes it easy to order transit and parking passes, vouchers or a Commuter Check online through Inspira.
Covers accidents, injuries, common illnesses, serious/chronic illnesses and more!
Access a variety of services from identity theft defense to real estate matters, estate planning, family legal matters and more!
Call any time for assistance with topics, including: Finding child or elder care, housing searches seeking financial assistance, and more!
A Summary of Benefits and Coverage (SBC) has been designed to assist you with better understanding the coverage being offered to you, and to allow you to compare coverage options. The SBC is available on www.mylnwbenefits.com. A paper copy is also available, free of charge, by calling 866-693-9413.
Light & Wonder permits insurers to offer employees of Light & Wonder certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. Light & Wonder does not make a contribution towards the cost of these programs and employees pay the full cost of premiums on an after-tax basis. Light & Wonder does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. Light & Wonder'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to employees to publicize these programs and Light & Wonder may perform certain ministerial functions such as payroll deduction and forwarding employee premium payments to the insurer. Light & Wonder does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.
All benefit plans are governed by master policies, contracts, and plan documents. In the event of any inconsistency between the information contained herein and the applicable plan documents, the provisions of the plan documents shall prevail. Light & Wonder reserves the right to amend, suspend or terminate any benefit plan, in whole or in part, at any time. The authority to make such changes rests with the Plan Administrator.
© Piper Jordan. All Rights Reserved.
LifeWorks