Light & Wonder | Benefits Center

2024

Benefits Hub


The Benefits Center is a one-stop shop for all of your year-round benefits needs. Get access to everything you need – plan documents, contact information, plan information, in-network provider search, and more – at the click of a button!

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View 2023 benefits →

Medical Plans

In-network costs shown.

Essential Care

Preventive Care:

$0


Primary Care Office Visit:

30% of charges after deductible


Deductible:

$1,600/$3,200 (Individual/Family)


Choice Care

Preventive Care:

$0


Primary Care Office Visit:

$55 (1st 5 are free)


Deductible:

$2,000/$4,000 (Individual/Family)

Critical Care

Preventive Care:

$0


Primary Care Office Visit:

$30


Deductible:

$600/$1,800 (Individual/Family)

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Prescription Drug


Prescription Drug benefits are covered through your medical plan.

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Dental Plans

Good dental health is a critical component of your overall health. Your dental plan is through Cigna and provides benefits for preventive, basic and major services. Orthodontia is available to adults and children. The PPO plan allows you to go to any provider you choose, but benefits are paid at a higher level when you use a Cigna network dentist.

Dental PPO

Deductible:

$50 (I) / $150 (F)


Basic Services:

You pay 20%


Major Services:

You pay 50%


Orthodontic Services:

Covered up to 50%, no deductible, up to the annual maximum


Cleanings Per Year:

2


Dental PPO Plus

Deductible:

$50 (I) / $150 (F)


Basic Services:

You pay 20%


Major Services:

You pay 40%


Orthodontic Services:

Covered up to 50%, up to $2,000


Cleanings Per Year:

2


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Vision Plans


If you wear glasses or contacts, you know vision expenses can add up. At Light & Wonder, vision benefits are provided by VSP. The Base Plan option offers discounts and a copay for an exam with no payroll deductions. Even if you don’t wear contacts or glasses, annual eye exams are recommended. The Buy-Up Plan offers more comprehensive coverage at a small cost.

VSP Base

Network Coverage:

VSP


Exam Copay:

$15


Lenses:

20% discount


Frames:

20% discount


Contacts:

15% discount



VSP Buy-Up

Network Coverage:

VSP


Exam Copay:

$10


Lenses:

$200 allowance (for either frames, lenses, or contacts)


Frames:

$200 allowance (for either frames, lenses, or contacts)


Contacts:

$200 allowance (for either frames, lenses, or contacts)

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HSA/FSA

A health savings account (HSA) allows you to use pre-tax contributions from your paycheck to cover eligible health care expenses, tax-free.

Flexible spending accounts (FSAs) can be used to save money on many common expenses by paying for them with pre-tax dollars. Your eligibility for these accounts depends partly on your choice of medical plan, and different rules and limits apply to each type of account.

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Life Insurance


Included Benefits:

✓ Basic Life and Accidental Death and Dismemberment (AD&D)


✓ Optional Term Life and Accidental Death and Dismemberment (AD&D)


✓ Optional Dependent Term Life and Accidental Death and Dismemberment (AD&D)


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Leave of Absence


Included Benefits:

✓ FMLA (Family Medical Leave Act)


✓ Parental Leave


✓ Military Leave (USERRA)


✓ Short-term Disability


✓ Long-term Disability


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The 401(k) Plan


Putting money aside for your retirement is easy with the 401(k) Retirement Savings Plan from Fidelty. Light & Wonder will match up to 100% on the first 1% of eligible earnings you contribute and 50% of the next 5%. In other words, if you contribute 6% or more, you will receive a match of 3.5%.

You are always 100% vested in your contributions to the Plan as well as any earnings on them. After two years of service, you are 100% vested in the company matching contributions.

You are eligible to participate to the plan after 45 days of employment, you will receive plan information in the mail from Fidelity prior to being auto enrolled. The auto enrollment contribution rate is 3%. If no action is taken, the auto-enrollment contribution will increase an additional 1% to a maximum of 10%.

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Family-Friendly Benefits


Benefits to help you and your family.

Benefits like:

✓ FOLX Health


✓ Virtual Primary Care with Aetna/CVS


✓ Talkspace with Aetna


✓ Progyny


✓ Autism Program by Aetna


✓ Doctor on Demand


✓ Enhanced Maternity Program by Aetna


✓ CVS Minute Clinic


✓ Gennev


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Voluntary Benefits

Included Benefits:

✓ Critical Illness Insurance


✓ Accident Insurance


✓ Hospital Indemnity Insurance


✓ Farmers Home and Auto


✓ Transit and Parking Benefits


✓ Pet Insurance


✓ MetLife Legal Plans


✓ Employee Assistance Program


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Financial Wellness

Included Information:

✓ 401(k)


✓ Investments


✓ Employee Stock Purchase Plan


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Compliance

Your hub for compliance information, forms, and contacts you may not have found elsewhere.

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A Summary of Benefits and Coverage (SBC) has been designed to assist you with better understanding the coverage being offered to you, and to allow you to compare coverage options. The SBC is available on www.mylnwbenefits.com. A paper copy is also available, free of charge, by calling 866-693-9413.

Light & Wonder permits insurers to offer employees of Light & Wonder certain voluntary insurance programs. Whether you choose to enroll in any of these programs is completely optional and voluntary. Light & Wonder does not make a contribution towards the cost of these programs and employees pay the full cost of premiums on an after-tax basis. Light & Wonder does not sponsor, maintain, endorse, recommend, or promote these voluntary programs. Light & Wonder'S involvement regarding these voluntary insurance programs is strictly limited to allowing the insurer access to employees to publicize these programs and Light & Wonder may perform certain ministerial functions such as payroll deduction and forwarding employee premium payments to the insurer. Light & Wonder does not receive any consideration in the form of cash or otherwise in connection with the program, other than reasonable compensation, excluding any profit, for administrative services actually rendered in connection with payroll deductions. Accordingly, these voluntary insurance programs are not subject to ERISA and related regulations. All questions or claims regarding these programs should be directed to the insurer.

All benefit plans are governed by master policies, contracts, and plan documents. In the event of any inconsistency between the information contained herein and the applicable plan documents, the provisions of the plan documents shall prevail. Light & Wonder reserves the right to amend, suspend or terminate any benefit plan, in whole or in part, at any time. The authority to make such changes rests with the Plan Administrator.

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